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Mark of Excellence


The Mark of Excellence signifies that MACHA, through its Direct Membership in NACHA, is a specially recognized and licensed provider of ACH education, publications, and support.


ECCHO - Electronic Check Clearing House Organization is recognized by many organizations across the U.S., as the national provider of image exchange rules.


We are pleased to include ECCHO and the ECCHO Rules Update bulletin on the MACHA Website as informative resources.


Link to ECCHO  


Link to ECCHO Rules Summary


MACHA - The Mid-Atlantic Payments Association

MACHA is a Regional Payments Association that serves financial institutions, businesses, and municipalities in Maryland, the District of Columbia, Delaware, Northern Virginia, Northeast West Virginia, and Southern Pennsylvania.

Our mission is to increase the understanding and use of payment networks by providing education, operational support, and advocacy to payments professionals...

Read MACHA's Mission Statement
Announcements / Workshops & Webinars

MACHA Webinars in February
Date Posted: 1/7/2015

Register for MACHA's February Webinars


The Secret Language of ACH SEC Codes
- February 4
Changes in the Political Landscape, a Congressional and Regulatory Perspective - Sponsored by NACHA - February 5
Expanded Protection for Prepaid Cards - New! - February 11
Regulator Expectations for RDC and Mobile RDC - New! - February 18
Define & Differentiate: ACH Origination Risks - New! - February 25




MACHA's Upcoming Training Programs
Date Posted: 12/11/2014

MACHA Workshops & Webinars

2015 Training Schedule Now Available


MACHA's training location is:

Charles I. Ecker Business Training Center
Howard Community College
6751 Columbia Gateway Drive
Columbia, Maryland 21046



2015 Educational Package Plans Now Available
Date Posted: 12/3/2014

2015 Educational Package Plans

Save on the cost of training by purchasing a MACHA Educational Package Plan for 2015.  MACHA's educational package plans offer convenience and cost savings by making a one-time single payment for an entire calendar year of in-person training.  Educational package plans do not renew automatically.  Click here to view and/or purchase a 2015 plan for your organization today!



ACH Financial Literacy Toolkit
Date Posted: 9/30/2014

ACH Financial Literacy Toolkit

MACHA is pleased to make available an ACH Financial Literacy tookit which is a program the can be branded for your organization.  It was developed to promote electronic payments and financial literacy and contains information on both ACH Direct Deposit and Direct Payments.

Click here to find out more

On-Demand Training

Cross-Channel Risk Certificate Program - NEW from MACHA

MACHA is pleased to announce an on-demand training opportunity - The Cross-Channel Risk Certificate Program.  This is an on-demand program and is designed for payments professionals who would benefit from an understanding of payment systems risk, fraud potential and governing rules and regulations.  The ten-module program examines inherent risks, investigates common areas of exposure, identifies compliance obligations and provides sound risk mitigation practices for the key payment networks - Check, Wire, ACH and Card.

Click here for more information on this exciting program!

Contact Us

MACHA - The Mid-Atlantic Payments Association
1344 Ashton Road
Suite 202
Hanover, Maryland 21076
Phone: 410-859-0090
Fax:  410-859-3452


General Questions?
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