Who are Accredited Payments Risk Professionals?

Accredited Payments Risk Professionals (APRP) have mastered the complexities of risk management for ACH, check, wire, debit, credit and prepaid cards, and emerging and alternative payments. Any professional in the payments industry can work toward accreditation. If you have worked in payments for years, you’ will add a highly respected qualification to your resume. If you are relatively new to the field, you will give yourself an edge over the competition. At a minimum, NACHA recommends spending two years working in the payments industry before taking the APRP exam.

Become an APRP

APRPs must pass the Accredited Payments Risk Professional Exam administered by Nacha. The exam is offered annually during a three-week test window in July. Due to the COVID-19 pandemic, the 2020 testing window will now open on November 30, 2020 and will close on December 19, 2020.  Administered electronically at various test locations across the country, the exam consists of 135 multiple choice questions. For more information, visit www.nacha.org.

Participating in MACHA's educational programs is the perfect place to start.  In addition to an excellent curriculum of workshops and webinars throughout the year, we also offer a two full-day exam preparation course!

Prepare for the Exam

Please contact the MACHA office for exam preparation options.

MACHA's APRP Class of 2019

Elisabeth Freeman, AAP, APRP - Pentagon Federal Credit Union
Kristen Karkau, AAP, APRP - M&T Bank
Charla Tompkins, AAP, APRP, NCP - Navy Federal Credit Union

Take your career to the next level.

Build Professional Credibility

As an APRP, you will become the "go-to" payments risk expert in your organization and professional network. An increasing number of organizations want (or may even be required) to engage APRPs. Being an APRP can help boost your professional credibility and prestige within your own network and with your current clients.

Execute Projects More Efficiently

Organizations employing APRPs benefit from the advanced training and knowledge gained from specialized coursework in risk management, equipping organizations with tools and strategies that will guide you in project execution. APRPs are committed to superior professionalism and upholding industry standards.

Gain a Competitive Advantage

Having training that your competitors don’t have can set you apart when pursuing new business opportunities or bidding on new projects. APRPs demonstrate a commitment to understanding and excelling in electronic payments risk management.

Remain Compliant & Current

APRPs have mastered the complexities of risk management for ACH, check, wire, debit, credit and prepaid cards, and emerging and alternative payments. APRPs can help identify and fine-tune current processes and procedures or implement a new, more sophisticated approach. Auditors and regulators typically look to see if the organization employs APRPs.