Faster Payments HQ

Faster payments are the future of payments!  Industry stakeholders are working to develop a number of payment rails that allow same-day and instant payments, creating a more efficient and flexible U.S. payments ecosystem.

Macha's Faster Payments Committee

More information coming soon!

How We're Involved

Macha President & CEO, Mary Gilmeister, AAP, NCP currently serves on the US Faster Payments Council (FPC) Board Advisory Group.

The FPC is an industry-led membership organization whose vision is a world-class payment system where every person or organization can safely and securely pay anyone, anywhere, at any time, and with near-immediate funds availability.

Articles and Blogs

 

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Faster Payments Videos

Faster Payments Initiatives

Same-Day ACH

Same-Day  ACH is a faster payment option reaching all banks and credit unions in the United States.  It allows for nearly any type of ACH payment to go from initiation to funds being available in a single day.

Real-Time Payments

The RTP® network from The Clearing House is a real-time payments platform that all federally insured U.S. depository institutions are eligible to use for payments innovation.

FedNow

The FedNowSM Service is a new instant payment service that the Federal Reserve Banks are developing to enable financial institutions of every size, and in every community across the U.S., to provide safe and efficient instant payment services in real time.

U.S. Faster Payments Council

The U.S. Faster Payments Council (FPC) is an industry-led membership organization whose vision is a world-class payment system where every person or organization can safely and securely pay anyone, anywhere, at any time and with near-immediate funds availability.

Zelle

The Zelle® Network connects financial institutions of all sizes, enabling consumers and businesses to send fast digital payments to people they know and trust with a bank account in the U.S.

Other Emerging Payments