John J. King
President
John has been in the financial services industry for more than 37 years, 23 years of that time with Mid-Atlantic financial institutions. In addition to serving as the current President for the Mid-Atlantic Payments Association, John has been very involved with MACHA for a number of years, serving as a member of the Board of Directors for 10 years, 4 of those years as Chairman. John also served on a number of MACHA committees prior to becoming a Board member.  John also represents MACHA and its members on numerous NACHA sponsored work groups and committees
Email: jking@macha.org

Kimberly Rector, AAP
Senior Director of Education
Kimberly is the Senior Director of Education for MACHA. As Senior Director of Education she is responsible for providing assistance, education, and training regarding the ACH Network and related payment systems to MACHA's members. Kimberly has twenty-four plus years experience in the financial services industry at both commercial banks as well as credit unions, with a concentration in ACH operations and services.  In addition to her day-to-day responsibilities as Senior Director of Education, Kimberly also represents MACHA and its members on several NACHA sponsored Work Groups, responsible for the on-going maintenance and development of new ACH Rules. Kimberly is a graduate of "The Payments Institute" and is an Accredited ACH Professional (AAP).
Email: krector@macha.org

Heather B. Briganti, AAP
Director of Education
Heather has been with MACHA since June of 2008.  Prior to joining MACHA, Heather worked in the financial services industry for more than 25 years.  During that time she held numerous management positions in operations, product development & special projects.  Heather's primary responsibilities were for developing & delivering electronic products and services to consumers and small business customers. Her primary focus has been on Debit Cards, ATMs and Web Banking. At MACHA, Heather is responsible for developing and delivering Card related educational programs and training.  Heather graduated from "The Payments Institute" and became an Accredited ACH Professional (AAP) in 2009.
Email:  hbriganti@macha.org

Norma M. Smith
Director of Administration
Norma was employed at Mercantile-Safe Deposit & Trust Company prior to joining the Association. Serving as the Association’s Director of Member Services since 1993, Norma is responsible for all of the MACHA accounting and financial reporting activities.  Norma is a graduate of NACHA’s “The Payments Institute”.
Email: nsmith@macha.org

Carmela L. Grelli-Holland
Director of Member Relations
Carmela joined the Mid-Atlantic Clearing House Association in January 2008. She has 26 years of retail and commercial banking experience with financial institutions in the Mid-Atlantic region.  Members and non-members should contact Carmela about membership benefits and how financial institutions and corporations can join MACHA.  She is also visiting our members in an effort to find out how we are doing and how we can better meet your expectations.
Email: cholland@macha.org